H. EARLE GARVIN, E.A., M.A.A.A., M.S.P.A., AIFA¨

President, Pension Financial Services Earle Garvin is President of Pension Financial Services, Inc. and has served in this capacity since the firm's beginning in 1982. He is a native of Atlanta, Georgia. Mr. Garvin received a Master's Degree in Actuarial Science and a Master's Degree in Insurance from Georgia State University. He is an Enrolled Actuary, certified by the Joint Board for the Enrollment of Actuaries; a Member of the American Academy of Actuaries; a Member of the American Society of Pension Professionals and Actuaries (ASPPA); and a former Chairman of the American Society of Pension Professionals and Actuaries Benefits Council of Atlanta. Mr. Garvin is often a featured speaker at many regional seminars throughout the Southeast and has served as a panel member at various national pension conferences.

CHRISTOPHER P. FLEMING, QKA, QPFC

Principal and Vice-President, New Business, Pension Financial Services Chris Fleming is a Principal and Vice-President of PFS responsible for the sales, marketing and installation of new business. Mr. Fleming assists advisors and prospective clients with customized plan design and technical support necessary to achieve specific corporate retirement plan goals and objectives. Mr. Fleming has 30 years' experience in all aspects of plan design, administration, and regulatory compliance. His main area of concentration is defined contribution plans, in particular Safe Harbor and New Comparability 401(k) plans as well as Employee Stock Ownership Plans. Mr. Fleming is currently a credentialed member of the American Society of Pension Professionals and Actuaries (ASPPA), and holds both a life insurance license and securities license in mutual funds.

DONALD J. FLOWER

Principal and Vice-President, Operations, Pension Financial Services Don Flower is a Principal and Vice-President of PFS and is responsible for the firm's day-to-day operation. In addition, Mr. Flower directly supervises the consulting and plan administration services performed by the client servicing and consulting teams. Mr. Flower's areas of expertise are plan design and consulting on qualified plan compliance matters. Mr. Flower graduated from Georgia State University in 1985 with a Bachelor of Business Administration degree in Actuarial Science. He has successfully completed several of the Society of Actuaries examinations and is a member in the American Society of Pension Professionals and Actuaries (ASPPA).

JAMES W. ENGLAND

Principal and Vice-President Information Technology, Pension Financial Services Jim England is a Principal and Vice-President of PFS and is responsible for the firm's sophisticated data and voice technologies. Mr. England developed and maintains our client/participant support system and manages our multi-server network and communications systems. Mr. England earned a Bachelor of Science in Mathematics with a concentration in Computer Science from Georgia State University. He has over 40 years of data processing experience and has developed systems for pensions, trust accounting, general ledger, financial modeling, and process control as well as a complete relational data base system. Mr. England joined PFS in 1991.
Copyright 2003-2017, Pension Financial Services Inc.
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